No drama. No hassles.

Providing New Jersey with great title insurance and closing services since 2006.
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ABLE TITLE AGENCY, LLC

No Drama. No Hassles.

Providing New Jersey with great title insurance and closing services since 2006

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Our Services

We focus on making your purchase or refinance proceed as smoothly as possible. Our knowledgeable and professional staff is dedicated to resolving all issues in advance of the scheduled closing date so that you can close with confidence. You can count on our experience to navigate all aspects of the closing process.

Tailored Services
If you are an attorney who conducts closings occasionally or a real estate firm with significant volume, we can tailor our services to meet your needs.
Obtain Title Quickly
For mortgage brokers that process significant numbers of re-finance transactions, we understand that the competition for clients is fierce. Obtaining title quickly and closing the transaction in a timely fashion is crucial to retaining business.
Confidence
When title issues arise as they inevitably do, we are committed to resolving them well in advance so that your transaction will go smoothly and so that you can proceed to closing with confidence.

We have helped countless, individuals, couplies, families and companies close their purchases and refinances.

We have also supported many brokers, attorneys, and real estate firms in completing clients' transactions and retaining their businesses. All in all, we are satisfied with our accomplishments and have remained committed to serving more people.
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We focus on making your purchase or refinance proceed as smoothly as possible

Our knowledgeable and professional staff is dedicated to resolving all issues in advance of the scheduled closing date so that you can close with confidence. You can count on our experience to navigate all aspects of the closing process.

Frequently Asked Questions

Able Title Agency, LLC, is a top and trusted firm in the country. At present, we offer title insurance services and assist in commercial/residential closings.
What is title insurance?

Title Insurance, like any other insurance, protects the buyer of real estate against risk.  The title policy protects against the risk that someone has a past claim on the property.  That someone could be the State, the Federal government, heirs of an estate, an individual who previously owned the property, a municipality, or bank to name a few examples.

Why do I need it?

If you are purchasing real estate and taking out a loan from a bank to purchase, as most people do, the bank will require you to obtain a Lender’s title insurance to protect their loan and interest in the property against any potential past claims.  Your attorney will most likely also strongly recommend you obtain for yourself an Owner’s title insurance policy to protect you personally. In a refinance, the Lender will require you to purchase a Lender’s Policy to protect the Lender even if you already bought one when you purchased the property. Title insurance is a means of protecting the Lender and yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

If my Lender is obtaining a policy, why do I need an Owner’s Policy?

There are two types of Title Insurance. Your lender likely will require that you purchase a Lender’s Policy. This policy only insures that the financial institution has a valid, enforceable lien on the property. Most lenders require this type of insurance and typically require the borrower to pay for it.

An Owner’s Policy on the other hand is designed to protect you from title defects that existed prior to the issue date of your policy. Title troubles, such as improper estate proceedings or pending legal action, could put your equity at serious risk. If a valid claim is filed, in addition to financial loss up to the face amount of the policy, your owner’s title policy covers the full cost of any legal defense of your title.

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Hands down the best title service agency I've ever used. Diana gave us great service (with a smile) and was extremely attentive to every detail, with excellent response time. I highly recommends Able for all your title needs.
Thomas and Able title company was extremely professional and responsive. One of the best title agency I have used!
Able Title Agency was terrific working with us on our recent home purchase. Anita was quick to answer any questions - as first time home buyers we had a lot! Our closing was a smooth and quick process - highly recommend Able Title Agency!
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